WiseBank Enterprise — True SaaS Core Banking Solution

A comprehensive, secured, cloud-native Core Solution for digitally empowering financial institutions.

Future is here

In a continuously evolving technology environment, core banking solution powered with modern technologies can meet the current and future needs of the financial institutions. WiseBank Enterprise is a future-proof core banking solution, delivered in SaaS model frees the financial institutions from the complexities of infrastructure management, it's associated cost, and enables them to focus on their primary business. The core solution comes with class-leading managed services and offers a disruption-free, resilient platform to the new-age financial institutions.

World-Class

Built with modern technologies, aimed to serve at the global level. The open architecture, extensive parameterization, and exhaustive features ready the financial institutions to start the business swiftly.

Intelligent

Drives business growth through Innovation, integration, and automation of mission-critical banking operations.

Secured

Compliant with industry-standard security policies and hosted in a secured environment, the core solution mitigates the security risks.

Efficient

Empowers the financial institutions to launch new products and services faster, address the customer needs quickly, and reduce time to market.

Our Products

Core Banking Solution

WiseBank Enterprise is an integrated core banking solution, a perfect aid to the financial institutions for their digital journey, and multifold growth. The cloud-native solution exploits the power of advanced technologies and provides a fast, scalable, cost-effective system to kick-start the business. The core solution is rooted in industry-standard best practices, complies with regulatory guidelines, and is delivered with intended service agreements for hassle-free customer experience.

Kisan Credit Card Solution

Kisan Credit Card (KCC) is a prominent financial scheme designed by NABARD to facilitate co-operative banks and agricultural societies to promote agricultural credits among farmers. WiseBank Enterprise KCC solution is an adjunct, multi-tenant, multi-lingual solution which implements complex KCC related lending policies of the Financing Banks and credit societies and provides seamless workflows between PACS and the Financing Banks in real-time/online basis.

Universal Channel Manager

Today's tech-savvy customers demand ubiquitous digital banking services from financial institutions. Universal Channel Manager is a comprehensive, cloud-native platform to manage all digital channels from a unified user interface. The rich API-based system is able to connect core banking solutions for quick service orchestration and real-time transaction processing.

Customer Relationship Management

Managing Customer experience is a key business objective in today's competitive world. The cloud-native, mobile-first, integrated Customer Relationship Management solution provides a unified platform for paperless onboarding of customers through digital channels, offering personalized products and services, and maintaining the regulatory compliances on KYC guidelines. The solution is integrated with CKYC, EKYC, PAN, and has a rich set of APIs to seamlessly integrate with core banking solutions.

Loan Management Solution

Loan Management Solution is a cloud-native, comprehensive rule-based decision support system that streamlines various loan processes into a coherent system, enabling financial institutions to address customer requirements quickly, manage risks in credit businesses, and gain operational efficiencies by automating complex processes. The solution can be easily plugged into a core banking solution through its exhaustive set of API.

Industry Verticals

For Commercial Bank

WiseBank Enterprise is designed to be responsive to the critical business needs of a large bank.

For Co-operative Bank

Integrated and concise version of WiseBank Enterprise to cater to the specific needs of co-operative banks.

For PACS

The special requirements of the rural credit societies who mainly deal with the agricultural loan are taken care of by an intelligently tailored model of WiseBank Enterprise.

Find out More

Meet Us

Issac Technologies is a banking application development company that started its journey in 2006. Since then, we have assumed leadership in helping mid-sized banks, rural financial institutes upgrade to digitized, modern banking platform.

2.3

End Customer Base

> $

17

Daily Total Transaction Value

750

Clientele

99.982

Platform Availability

Customer Success

Always striving for the best with unparalleled expertise have helped us forge long term relationship with our customers. During the large-scale implementation of banking application ecosystem, we have helped our customers to break free from traditional institutional structure for a nimble, future-ready platform.

What’s Up

News and Events

March, 2022

The PACS computerization project implemented in The Burdwan Central Co-Operative Bank stands First on Case Documentation Competition: 2021-2022 for Computerization of PACS – Models, Approaches

Jan, 2020

West Bengal State Co-operative Bank has selected Issac Technologies as CSP Vendor for PACS across West Bengal

Jan 2019

Burdwan Central Co-Operative Bank Ltd. has selected Issac Technologies to roll out core financial software, WiseBank Enterprise to its all affiliated PACS

May, 2016

Issac Technologies has successfully implemented ‘Bank-in-a-Box' Core Banking Solution, WiseBank Enterprise in Baltikuri Cooperative Bank Ltd.

Mar, 2016

Issac Technologies has successfully implemented next-gen Core Banking Solution, WiseBank Enterprise with ATM, RTGS/NEFT in the largest Urban Co-Operative Bank in Eastern India, Contai Cooperative Bank Ltd.

True SaaS Core Banking Solution